FTUK review

Commissions/fees: Yes. Charged through FTUK XT / the trading platform. Exact futures commission rates are not currently published in the Futures FAQ. Trading costs count toward the Daily Loss Limit.

FTUK Futures currently offers Instant Sim Funding accounts in $25,000, $50,000, $100,000, and $150,000 sizes. Instant Sim Funding provides a simulated funded futures account from day one with no evaluation stage and no activation fee; accounts are purchased through a one-time upfront fee. Futures trading is currently available through FTUK XT. Starting maximum position limits are 2 minis / 20 micros on the $25K account, 4 minis / 40 micros on the $50K, 8 minis / 80 micros on the $100K, and 12 minis / 120 micros on the $150K. One mini is treated as equivalent to 10 micros for exposure purposes. Contract limits can scale based on the trader’s completed end-of-day account balance, with any updated limit applying beginning the next trading day; the trader’s FTUK XT dashboard is the current source for the maximum position size available to the account. Scaling does not alter the account’s drawdown, daily loss limit, payout target, consistency requirement, or other trading rules. FTUK Help Centre

Manual news trading is allowed on Instant Sim Funding accounts, but overnight and weekend holding is prohibited. FTUK XT begins warning traders of the daily close at approximately 3:35 PM CT, and any remaining open positions are automatically closed at 3:50 PM CT. Trading resumes after the regular 4:00–5:00 PM CT maintenance period. Every futures trade must remain open for at least 30 seconds, including trades closed by a stop loss or take profit; closing a trade before 30 seconds is a rule violation. Futures trading commissions and platform fees are charged through FTUK XT and count toward the account’s daily loss limit. FTUK Help Centre

Traders may hold and trade up to 3 FTUK Futures accounts simultaneously, but each account must be traded independently using a different strategy. FTUK does not allow accounts to be merged or trades to be copied between multiple FTUK accounts, and placing the same trades across FTUK accounts may be treated as prohibited copy trading. FTUK does, however, permit copying from one verified, personally owned external account into one registered FTUK Instant Sim Funding account when the source account and copying arrangement are registered with FTUK before use. Copying from or to another person’s account, third-party account management, account sharing, signal or group-trading services, and account-passing arrangements are prohibited. FTUK Help Centre

Trading bots and Expert Advisors are not permitted on FTUK Futures accounts. Prohibited conduct includes high-frequency trading, tick, micro, or ultra-fast scalping, martingale, grid trading, reverse, latency, or hedge arbitrage, pricing-error exploitation, account-passing services, third-party account management, and strategies intended to circumvent FTUK’s platform or risk controls. Traders also may not use VPNs, IP masking, location manipulation, or other arrangements to misrepresent their identity or trading location. Accounts may be terminated for prohibited trading activity or for remaining inactive for 30 days.

FTUK Instant Sim Funding accounts use a 20% consistency rule. A trader’s largest winning day may not exceed 20% of the account’s current total closed profit. If the consistency score exceeds 20%, the account is not breached or terminated; the trader must continue trading until the score falls back to 20% or lower before becoming eligible to request a payout. The consistency calculation resets after each approved payout when a new payout cycle begins.

Instant Sim Funding accounts also have a Daily Loss Limit by default that varies by account size: $750 on the $25K account, $1,500 on the $50K, $2,000 on the $100K, and $3,000 on the $150K. Reaching the Daily Loss Limit temporarily locks the account from further trading for the remainder of that trading day rather than permanently breaching the account. The Daily Loss Limit resets at the beginning of the next trading day and does not reset or otherwise alter the account’s EOD drawdown. Trading commissions and platform fees count toward the Daily Loss Limit. There is also an add-on at checkout to remove the Daily Loss Limit for an extra cost.

FTUK uses an end-of-day trailing drawdown for Instant Sim Funding accounts. The EOD drawdown amounts are $1,000 on the $25K account, $2,000 on the $50K, $3,500 on the $100K, and $5,250 on the $150K. The drawdown level follows the highest completed end-of-day account balance and does not move higher because of unrealized intraday profits. If account equity reaches or falls below the active EOD drawdown level, the account is permanently breached.

FTUK Instant Sim Funding accounts use an on-demand payout structure with no fixed weekly, bi-weekly, or 14-calendar-day payout window. A payout request may be submitted as soon as all eligibility requirements are met. Traders must reach the applicable 6% payout target, complete five qualifying winning days, meet the minimum realized profit required for each winning day, maintain a consistency score of 20% or lower, leave the required payout buffer in the account after the gross payout request, remain within the applicable payout cap, and complete any required identity, compliance, or payout review. The 6% payout targets are $1,500 on the $25K account, $3,000 on the $50K, $6,000 on the $100K, and $9,000 on the $150K. The minimum realized profit required for each of the five qualifying winning days is $100, $200, $300, and $400 respectively. Winning days do not need to be consecutive. FTUK Help Centre

The minimum gross payout request is $500 across all Instant Sim Funding account sizes. Maximum gross payout requests are $1,000 on the $25K account, $2,000 on the $50K, $2,500 on the $100K, and $3,000 on the $150K. After a payout is deducted, the trader must leave a minimum buffer of $1,000 on the $25K account, $2,000 on the $50K, $3,000 on the $100K, and $4,500 on the $150K. A gross payout request is the amount deducted from the simulated account balance. FTUK’s default profit split for Instant Sim Funding is 90%, so a $500 gross request normally results in $450 being paid to the trader. Traders may optionally purchase a payout-split add-on at checkout for an additional cost that increases the profit split from the default 90% to 100%. FTUK Help Centre

Beginning with the second approved payout, FTUK applies a progression requirement. The trader must generate new realized profit since the previous approved payout equal to at least 50% of the gross amount being requested. For example, a $2,000 gross payout request requires at least $1,000 in new realized profit since the prior approved payout. After each approved payout, a new payout cycle begins and the trader’s qualifying winning-day count and consistency calculation reset. The 6% payout target, required buffer, payout cap, and all account risk rules continue to apply. FTUK Help Centre

While a payout request is pending approval, the account is placed in view-only mode and trading cannot resume until the payout is approved. FTUK states that approvals are generally completed within 24–48 working hours after account review, with payment delivery typically taking an additional 1–3 working days depending on the withdrawal method. Each payout cycle may be independently reviewed for compliance, and FTUK may request additional review or an interview when necessary. If an account is hard breached and permanently closed, any remaining profits are forfeited and can no longer be withdrawn. FTUK Help Centre

IMPORTANT! Traders must maintain the applicable payout buffer after the gross payout is deducted. The current payout structure is specifically designed around these required post-withdrawal buffers, so the old warning that requesting the published maximum payout could automatically leave the account below its EOD trailing drawdown level is no longer applicable in the same form. Payout eligibility now explicitly requires the account to retain the stated $1,000, $2,000, $3,000, or $4,500 buffer after the request. Traders should nevertheless account for the EOD trailing drawdown and all other risk limits when determining how much profit to withdraw.